Kolkata, 28 October 2026: Bandhan Bank announced its results for the second quarter of FY26-27. The bank’s total business grew by more than 11% YoY, to close at over Rs.3.3 lakh crore. The Bank’s share of retail to total deposits now stands at nearly 73%. The business growth observed in the financial year 2026-27 was driven by the Bank’s expanded distribution network, improved operational efficiency, and a consistent endeavour towards excellence. Net Profit earned for Q2 FY27 stood at Rs.622 crore.
The Bank now serves around 3.2 crore customers through more than 6,400 banking outlets across the 35 out of 36 states and UTs of India. The total number of employees working at Bandhan Bank is more than 75000.
During Q2 FY26-27, the Bank registered a 9% year-on-year growth in its deposit base, and the deposit book now stands at Rs 1.73 lakh crore. Total advances have reached Rs 1.58 lakh crore for the same period. The Current Account and Savings Account (CASA) ratio stands at 26.7%. The Bank’s Capital Adequacy Ratio (CAR), a key indicator of financial stability, is at a robust 18.3% well above the regulatory threshold.
Speaking on the Bank’s performance, MD & CEO, Partha Pratim Sengupta said, “Our performance in Q2 FY26-27 reflects our focus on maintaining healthy business growth, accelerating deposit mobilisation, improving the composition of our loan portfolio, protecting asset quality and steadily strengthening profitability. We are making steady and significant improvement over the quarters in operating profit and PAT. We will continue to focus on strengthening our retail franchise, deepening customer relationships, and delivering long-term value to all stakeholders.”
The Bank is focused on diversifying its asset base, with a strategic emphasis on growing the retail portfolio. Accelerating digitization remains a priority to drive efficiency, improve productivity, and elevate the customer experience.
